What is a dangerous special fraud?

swindling

Special frauds related to money occur every day.

You never know when you will be the victim of a fraud.

That's why you need to understand how special scams work and what to do about them so you can be prepared for the scam!

Specific examples of special fraud and countermeasures

There are four main types of special fraud.

4 Special Frauds

type of fraud involving phone calls pretending distress

Oreore fraud is a method of deceiving (threatening) money by pretending to be relatives, police officers, lawyers, etc., under the pretext of settlement money, etc. for incidents or accidents caused by relatives.
"My cell phone number has changed" and "I caught a cold" are scams!
This is a scam where a criminal pretending to be his son or grandson calls and demands money on the pretext of work-related troubles.
On the first phone call, I said things like, "I have a cold and my throat is not feeling well," so that it wouldn't seem unnatural to have a different voice. Broken)" to convince you that your cell phone number has changed.
Again, the culprit who pretended to be his son or grandson called him and said, "I spent the company's money on stocks," and "I dropped the bag containing the company's money (checks)." I'm going to tell you that I need money urgently.
(Adapted from the National Police Agency's page on special fraud countermeasures)

Criminals may also instruct you on what to do at the bank because they know that financial institutions will check the reason for the withdrawal to prevent fraudulent activity at the counter.

Countermeasures against type of fraud involving phone calls pretending distress

If money is discussed over the phone, suspect a scam first.

Then, contact and consult with your family.

bank fraud

The savings and deposit scam is a scam in which a person, claiming to be an employee of a local government such as a prefectural or municipal government or a tax office, visits your home under the pretext that you need to check or replace your cash card for reimbursement of medical expenses, etc., and then deceives you into believing that you need to check or replace your cash card.
After convincing you that your cash card needs to be checked or replaced, a criminal claiming to be from a banking association will call you and demand information such as "I'm coming to get your cash card" or "I need your PIN number for the procedure".(Adapted from the National Police Agency's page on special fraud countermeasures)

Others may claim to be clerks at major department stores or electronics retailers.

Another scam similar to savings fraud is cash card fraud (Financial Services Agency Web page).

Measures against deposit and savings fraud

Keep in mind that no employee of the municipality, banking association, etc. will ever ask you for your PIN or take custody of your cash card.

Another good idea is to always leave an answering machine or use the nuisance prevention feature.

fraud based on demanding payment for false charges

"Fictitious billing fraud is an attempt to defraud a customer of money or other items under the pretext of fictitious facts, such as unpaid bills.
When victims who receive the SMS or postcard call the phone number listed in the text, they are told that they will be taken to court if they do not pay, or that most of their money will be refunded if they pay today, leading them to believe that they should pay.
By flirting with the word "trial," they make the victim feel uneasy. They may also say, "You will get a full refund because you can use your insurance," but this is all a lie to make you pay.
To prevent damage. Businesses, the Ministry of Justice, courts, etc. will never force you to purchase electronic money (prepaid cards) at a convenience store under the guise of "payment of unpaid fees, etc.". The Ministry of Justice, courts, etc. will never force you to purchase an electronic money (prepaid card) at a convenience store under the guise of "payment of unpaid fees, etc.
Do not contact the contact information on the postcard, etc., "Send cash," "Electronic mail at a convenience store," "Send cash," "Electronic mail at a convenience store," etc."(Adapted from the National Police Agency's page on special fraud countermeasures)

tax refund fraud

Refund fraud is a method of depriving the victim of illegal property benefits by transferring funds between accounts by pretending to perform procedures necessary for tax refunds, etc.
" You can complete procedures at an ATM" is a scam!
Calls claiming to be employees of local governments, tax offices, pension offices, etc., claiming that they can receive money, such as overpayments for medical expenses and insurance premiums, and some unpaid pensions.
It is a fraud in which money is actually transferred to the criminal's account when the victim operates the ATM according to the criminal's instructions.
After impatiently telling me that there is a deadline for the refund, I will instruct you to take your mobile phone and head to the nearest ATM right now."
(Adapted from the National Police Agency's page on special fraud countermeasures)

The victims believe they will receive money for medical expenses, insurance overpayments, or unpaid pensions, and they do as they are told by the perpetrator.

To prevent damage

You will never get your money back from an ATM.

Just keeping this in mind will make a difference.

summary

Although we have mentioned that there are methods to call and cheat people out of their money, it is important to understand that there are also scams that solve web sites.

If you receive a suspicious phone call involving money, do not take it seriously and, in some cases, call the police.

And be interested in news about scams on a regular basis.

Those are the minimum actions you should take to protect your money and your life!